By using the loankideal website and/or registering yourself at our website you authorize loankideal (including it`s representatives, affiliates, and its business partners) to contact you via email or phone call or sms and offer you our services for the product you have opted for, imparting product knowledge, offer promotional offers running on loankideal and offers by its business partners and associated third parties, for which reasons your information may be collected in the manner as detailed under this Policy. You hereby agree that you authorize loankideal to contact you for the above-mentioned purposes even if you have registered yourself under DND or DNC or NCPR service(s). Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.
Controllers of Personal Information
Your personal data will be stored and collected by Loankideal
Purposes of collection of your data
Loankideal collects your information when you register for an account, when you use/visit its Website's pages, and when you enter promotions or sweepstakes as featured on the Website. When you register with loankideal, you are asked for your first name, last name, state and city of residence, email address, contact number. You may be sent SMSs, notifications about our/partner services to your mobiles. Hence, by registering you authorize the loankideal to send texts and email alerts to you with your login details and any other service requirements, including promotional mails and SMSs from us/our partners.
We use your information in order to:
· respond to queries or requests submitted by you.
· administer or otherwise carry out our obligations in relation to any agreement with our business partners.
· anticipate and resolve problems with any services supplied to you.
· to send you information about special promotions or offers of us/partners. We might also tell you about new features or products. These might be our own offers or products, or third-party offers or products with whom loankideal has a tie-up.
· to make our website and the services offered by loankideal better. We may combine information we get from you with information about you we get from third parties.
· to send you notices, communications, offer alerts relevant to your use of the Services offered on this Website.
Some features of this Website or our Services will require you to furnish your personally identifiable information as provided by you under your account section on our Website.
Information Sharing and Disclosure
Loankideal reserves the right (and you expressly authorize Loankideal) to share or disclose your Personal Information/ Sensitive Information when Loankideal determines, in its sole discretion, that the disclosure of such information is necessary or appropriate under the law for the time being in force. We may share your information to Business partner. Loankideal may also share, sell, and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale/merger of any part of loankideal.
We limit the collection and use of your personal information. We may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner. Such information does not identify you individually. Access to your Account information and any other personal identifiably information is strictly restricted and used only in accordance of our policies prevalent, in order to operate, develop or improve our Services. We may use third party service providers to enable you to provide with Our services and we require such third parties to maintain the confidentiality of the information we provide to them under our contracts with them.
We may also share your information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation. Any Information may be required to be disclosed to any third party by us by an order under the law for the time being in force.
There are number of products/services such as loans, credit cards, mutual funds, offered by third Parties on the Website, such as DSA etc. If you choose to apply for these separate products or services, disclose information to these providers, then their use of your information is governed by their privacy policies. Loankideal is not responsible for their privacy policies.
Email & SMS communications from us and our partners:
We provide our registered customers with periodic emailers and email/SMS alerts. We also allow users to subscribe to email newsletters and from time to time may transmit emails promoting Loankideal or third-party products. Loankideal Website subscribers may opt-out of receiving our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails/SMS, such as email/SMS alerts. The above services are also provided by our Business partners and you will receive promotional mails from them.
We Collect Cookies
A cookie is a piece of data stored on the user's computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period. Session ID cookies may be used by PRP to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing. Persistent cookies may be used by PRP to store whether, for example, you want your password remembered or not, and other information. Cookies used on the PRP website do not contain personally identifiable information.
Links to 3rd Party Sites