Tata Capital Business Loan

Tata Capital

Tata Capital

Tata Capital Limited is a financial and investment service provider in India. It is based in Mumbai and has more than 100 branches across the country. It is the financial services arm of the USD 108 billion Tata Group.

Tata Capital Business Loan Features

  • Multiple Loan Programs

Tata Capital Multiple Loan Programs allows business finance for sustaining in this competitive world. These loan programs are assessed by an expert team based under turnover, cash profit and banking. The loan programs are even available for qualified medical doctors. 

  • Transparent Interest Rates

Business loan interest rates are based on diverse factors such as credentials of the borrower, cost of funds, loan tenure and market dynamics. Interest rates offered by Tata Capital are transparent adhering to the best market practices.

  • Flexi EMIs

A one-of-a-kind product offer from Tata Capital, Flexi EMI option enables you to customize your loan repayment as per your convenience. Customers get to choose a repayment plan that suits your cash flow. These Flexi EMI plans include:

    • Step Up Flexi EMI Plan - Customers can increase your fixed monthly EMIs each year to meet the profit increment.
    • Step Down Flexi EMI Plan -  Allows customers to lower your EMIs gradually, as business starts making more profit, in order to repay loan faster.
    • Bullet Flexi EMI Plan – Allows to repay loan for business loan periodically to significantly lower EMI. 
  • Hassle Free Loan Disbursement.

Documents Required for Tata Capital Personal Loan

  • Duly-filled loan application.
  • A passport-sized photograph of each of applicant and co-applicant, of directors and promoters in case of a company & trust, of all the partners in case of a partnership firm, and of authorized person as applicable in case of societies.
  • IT Returns, Audited Profit and Loss Account statement and Balance Sheet for the last 2 years along with bank statement of the primary current account for the last 6 months, business proof, latest year provisional and sundry creditors and debtors list.
  • Certified copies of bank account statements for the last 6 months.
  • Know Your Customer (KYC) documents for the co-applicant.
  • Partnership deed/ Memorandum of Association (MOA) and Articles of Association (AOA) /License issued under the Shops and Establishments Act of the respective states for business proof.
  • Additional documents are asked by the company.

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