Citibank Business Loan



Citibank India is an Indian private sector bank headquartered in Mumbai, Maharashtra. It is a subsidiary of Citigroup, a multinational financial services corporation headquartered in New York City, United States. Citibank has a network of approx 35 Branches and 500 ATMs across India. It is headquartered in Mumbai, Maharashtra, India.

Citibank Business Loan Features

  • Ideal for managing your day-to-day cash flows smoothly.
  • Added benefit of interest being charged only on the amount utilized.
  • Export Finance (Pre & Post Shipment) and Import Finance (Buyers Credit).
  • LIBOR denominated interest rates to make your business globally competitive.
  • Loans upto 6 months tenor available as a sub-limit of Overdraft facility.
  • Attractive interest rates.
  • Available in INR and foreign currency denominated rates.
  • An Overdraft facility where the line amount reduces by a fixed amount every month.
  • Unique combination of Term Loan and Overdraft.
  • Interest charged only on the amount utilized.
  • Term Loans against Property or Stock & Book Debts as collateral.
  • Commercial Property loans for business expansion.
  • Maximum Loan to Value of 80% for property backed lines.


  • Business should have the following company documents
    • ITR statement from the last year as well as audited balance sheet and P&L statement for the past 2 years
    • Vintage proof or continuation proof which includes ITR, Trade License, Establishment Registration or Sales Tax Certificate
    • Cash Flow statements
    • Debt Obligations
    • Other documents as required which can include declaration of ownership, MoA, Resolutions, Power of Attorney or any other document required by the bank/NBFC or as required by the lender
  • Identity proof such as Aadhar Card, Passport, Voter ID, PAN Card or Driving License
  • Address Proof such as Aadhar Card, Passport, Voter ID or Driving License
  • Bank statements from the last 6 months

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