Oriental Bank of Commerce Business Loan

Oriental Bank of Commerce


  • Hassle free Business loan for
    • Working capital requirements
    • Augment long-term margin
    • Financing of fixed assets related to business activity or for expansion of business to Traders, Micro, Small and Medium Enterprises (Manufacturing and Service),
    • Contractors /Commission agents
    • Authorized service centre /Service Sector viz. hotels, guest houses etc.
  • Non fund based limit and Overdraft limit for working capital purpose.
  • Non fund based limit and Term Loan/Demand Loan to acquire fixed assets for general business purposes.
  • Maximum loan upto Rs. 2 crores (including fund and non fund based limits)
  • Working Capital Finance: 50% of the realizable value of the property   Or 20% of the estimated annual sales/income
  • Term loan: 50% of the realizable value of the property Or 75% of the assets to be created out of term loan. Whichever is less.


  • Last 2 years ITR
  • PAN Card/ Form 60 For All Applicant/Co applicant/Guarantor
  • Audit Report
  • Bank statement of last 6 months
  • Address proof of individual: Aadhar Card, Voter’s ID Card, Bank statement, registry copy, rent agreement, utility bills.
  • Identity proof of individual: Passport, Driving License, PAN Card, Aadhar Card, Voter’s ID Card

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