Tata Capital Home Loan

Tata Capital

Tata Capital

Tata Capital Limited is a financial and investment service provider in India. It is based in Mumbai and has more than 100 branches across the country. It is the financial services arm of the USD 108 billion Tata Group.

Tata Capital Home Loan Features

Competitive home loan interest rates

  • Competitive interest rates on home loans to buy dream home with lowest possible EMI

Flexible EMIs with Higher Home Loan Eligibility

  • Flexible EMIs with higher Home Loan eligibility meets current and future needs come true. Step Up and Bullet repayment for Home-Loan EMIs.

Faster processing & doorstep service

  • Get an in-principle conditional online pre-approval with minimum documentation for Home-Loan. Executives will visit residence of the customer and complete the KYC and other documentation process.

Approved Projects

  • Choose from our list of Approved Projects online and get a feel of your dream home before applying for a housing loan with us

Flexible Home Loan EMI plan

  • This plan allows to increase fixed monthly EMIs every year to match the increase in annual income. This gradual annual increase helps to repay home-loan without taxing financially.
  • Freedom to increase your EMI along with yearly pay hike.

 

Documents Required

Salaried Individual

  • Identity and Residence
  • Latest salary-slip
  • Form 16
  • Last 6 months bank statements
  • Processing fee cheque

Self-employed Professional

  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements
  • Processing fee cheque

Self-employed Non-Professional

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

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