YES Bank Home Loan

YES Bank

Features - YES BANK Home Loans

  • Higher loan amount with attractive rates
  • Balance transfer facility with top-up available
  • Long tenure loans to ensure smaller affordable EMI
  • Nil (Full or Partial) Prepayment charges for floating rate Home Loans
  • Doorstep service
  • Faster Processing

Documents

  • Proof of Identity and Signature
  • Proof of Address (Office and Residence)
  • Income Documents:
    • Salaried: 2 Latest salary slips and IT Returns / Form 16 for last 2 years
    • Self Employed Professionals: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
    • Self Employed Businessmen / Retail SME Enterprises: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
    • Last 6 months bank statement of salary / main operating bank account
  • Details of all existing loans
  • Additional Documents in case of Partnership Firms: Partnership Deed  

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