HDFC Limited Home Loan

HDFC Limited

HDFC Home Loan features

HDFC Home loans are offered for purchase of:

  • Flats, row houses, bungalows from private developers in approved projects.
  • Properties from Development Authorities such as DDA, MHADA etc.
  • Attractive interest rates to make Home Loans affordable.
  • Customized repayment options to suit needs.
  • No hidden charges.
  • Expert legal and technical counseling to help you make the right home buying decision.
  • Integrated branch network for availing and servicing the home loan anywhere in India.
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army.

Documents required for HDFC home loan

Signed application for loan approval

Proof of both identity and residence

  • Valid passport
  • Voter id card
  • Aadhaar card
  • Valid driving license

Proof of income

  • Income tax returns along with computation of income for the last 3 assessment years
  • Last 3 years’ balance sheet and profit & loss a/c statements, with annexures/schedules
    (points 2 & 3 should be of both the individual and the business entity and attested by CA)
  • Last 6 months' current a/c statements of the business entity and savings account statements of the individual

Other documents for HDFC home loan

  • Business profile
  • Latest form 26 as
  • List of directors and shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
  • Memorandum and articles of association of the company
  • Partnership deed in case of the business entity being a partnership firm
  • Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
  • Passport size photograph of all the applicants / co-applicants to be affixed on the application form and signed across
  • Cheque for processing fee favouring ‘HDFC Ltd.’

Property related documents for HDFC home loan

  • Copy of the allotment letter / buyer agreement
  • Receipt/(s) of payment/(s) made to the developer

Go for it