HSBC Loan Against property

HSBC

Features - HSBC Loans Against Property

Minimum net income (Rs.)

5, 00,000 p.a. (salaried)
7, 50,000 p.a. (self-employed)

Minimum Age (in years)

21

Maximum Age (in years)

58 (salaried)
60 (public limited/government employees)
65 (self employed)

Minimum Loan Amount (Rs.)

3,00,000

Maximum Loan Amount (Rs.)

10,00,00,000

Maximum Loan Tenure (in years)

15

Interest Rate Type

Floating Rate

 

Documents Required

  • Completed application form with one passport-size photograph. -Completed loan application 
  • Proof of Identity – Passport/ Election/Voter’s ID/Permanent driving license/ PAN card/ Aadhaar Card
  • Proof of Present Residential Address – Passport/Election/Voter’s ID/Permanent driving license/Society outgoing bill (only from registered societies)/Electricity/water/telephone bill/Gas bill (pipeline connection only)/Property tax bill/Domicile certificate with address issued by Municipal Corporation
  • Proof of age (any one) – Passport/Permanent driving license/PAN Card
  • Financial / Income documents required for Resident Indians

Salaried individuals

  • Latest 3 months’ salary slip showing statutory deductions and
  • Bank statements for the last 3 months showing last 3 salary credits

Self-employed individuals

  • Acknowledged IT returns for last 2 years (including e-acknowledgement)
  • P&L account, Balance sheet certified / audited by CA & Computation of Income for the last 2 years with all Annexure and Auditors Report
  • Primary Bank account statements for the last 6 months
  • For Partners of the Partnership firm additionally Partnership deed is required
  • For Directors of the Private limited companies additionally required
    • Share holding Pattern or Memorandum and articles of association duly attested by CA
    • List of directors

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