Axis Bank Personal Loan

Axis Bank

Axis Bank Personal Loan features

  • Get Axis Bank PERSONAL LOAN between Rs. 50,000 to Rs. 15 Lacs with minimal documentation and quick approval at Axis Bank. There are plenty of benefits when it comes to personal loans at low interest rates.
  • You can transfer your existing loans at higher rates to Axis Bank as well. One needs to be of a minimum age of 21 years and should have a valid set of documents like ID proof, income proof and residence proof amongst other documents to avail the loan.
  • To ease the burden of paying off the loan immediately, you may opt for the EMI (Equated Monthly Instalment) facility. The repayment tenure can range from anywhere between 12 to 60 months. Best rates are made available for all customers of Axis Bank Personal loan.
  • Individuals who can take Axis Bank Personal Loan
    • Salaried Employees
    • Salaried doctors
    • Employees of Public and private limited companies
    • Public and private limited companies
    • Government sector employees including Public Sector Undertakings and central and local bodies
    • Minimum age of 21 years
    • Maximum age of 60 years at loan maturity
    • Minimum net monthly income – Rs. 15,000
  • Indicative rate of Interest rate - 15.75% to 24%
  • Loan Processing Charges - 1.5% to 2% + GST
  • Cheque Bounce Charges - Rs 500 per cheque bounce + GST as applicable
  • Axis Bank Personal loan Interest Rate in case of default - 24 % per annum
  • Foreclosure - Axis Bank levies no charge for pre-closure of Axis Bank Personal Loan account.


Axis Bank is the third largest private sector bank in India with approx consolidated assets of USD 100 billion and profit of USD 1.2 billion for the year ended March 31, 2018. Axis Bank has a network of approx 3,779 Branches and 12,834 ATMs across India.  It is headquartered in Mumbai, Maharashtra, India.


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