SBI personal loan is an unsecured loan and you don't need any collateral to vail the same. This can be availed by
It is unsecured loan meaning there is no collateral being mortgaged by the bank and is given on the personal guarantee of the individual. SBI Personal Loan are available across all urban centres in India like Delhi, Jaipur etc. It is given based on monthly source of income like Salary (credited in to account or by cheque) or from Business (based on the past ITRs, Monthly transactions in Bank Account) etc.
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SBI Perosnal loan is granted for any legitimate purpose whatsoever (e.g. expenses for domestic or foreign travel, medical treatment of self or a family member, meeting any financial liability, such as marriage of son/daughter, defraying educational expenses of wards, meeting margins for purchase of assets etc.)
You are eligible if you are a Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing.
Your SBI personal loan limit would be determined by your income and repayment capacity.
State Bank of India (SBI) is the largest Bank of India with approx consolidated assets of USD 500 billion and profit of USD 1.5 billion for the year ended March 31, 2018. SBI currently has a network of approx 13,000 Branches and 59,291 ATMs across India. It is headquartered in Mumbai, Maharashtra, India.
Interest rate would vary from 11.75% onwards. You can look at the EMI calculator here for calculating your EMI. EMI calculator