Bajaj Finserv Personal Loan

Bajaj Finserv

Bajaj Finserv Personal Loan

You can easily avail Bajaj Finserv Personal Loan at interest rate starting from 12.99% onwards. Below are the features of the Bajaj Finserv Personal loan.

  1. You can get Bajaj Finserv Personal loan for up to Rs.25 lakh
  2. You can choose flexible tenor from 12 months to 60 months.
  3. To apply for personal loan at Loankideal. Click here
  4. You can forclose the loan post one month from loan disbursal though charges for that would be 4 % + taxes
  5. Part payment is also allowed post a month of disbursal with charges on part payment being 2% + taxes.

Bajaj Finserv personal loan details

Type

Charges

Processing fee for personal loan

Up to 3.99% of the loan amount

EMI Bounce Charges

Rs. 600 - 1200 Per bounce

Penal interest on non payment

2% per month + applicable taxes

Overdue charges

Rs. 200 + applicable taxes

Outstation collection charges

Rs 65 + applicable taxes

Loan Statement charges

Rs. 50

 

Bajaj Finserv Documents for personal loan

Category

Documents Required

Financials

Salary slips of the last 2 months

Bank statements

Salary account bank statement of the last 3 months

Employment proof

Employee ID card

KYC

Identity proof (Any one of the below)

Passport / Voters ID card / Driving license / PAN card

Address proof (Any one of the below)

Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

 

Eligibility for Bajaj Finserv Personal Loan

  1. You should be between 25 years to 55 years old.
  2. You should be a salaried employee of either a MNC, public or Private company.
  3. You should be an indian citizen

About Bajaj Finserv

Bajaj Finserv is a part of Bajaj Holdings & Investments Limited, is an Indian Non-Banking financial services company focused on lending, asset management, wealth management and insurance.

The company employs over 20,000 employees at 1400 locations, and is engaged in consumer finance businesses, life insurance, and general insurance. Apart from financial services, Bajaj Finserv is also active in wind–energy generation.

Bajaj Finserv was ranked among The Economic Times 500 as #119 in 2014. It has branches across Indian cities like Jaipur, Delhi.

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