IndusInd Personal Loan

IndusInd

Features

·         Presenting IndusInd Bank Personal Loans. Now you don’t have to wait to fulfil your dreams. Be it renovating your home, going on your dream vacation or buying your special someone that coveted gift, count on us to make it happen.

·         Fulfil all your financial needs with our hassle free online Personal Loan, which are designed to help you live life at the fullest.

·         Obtain a personal loan easily with simple documentation, quick processing and speedy disbursal.

·         Choose a loan tenure as per your convenience ranging from 1 to 5 years

·         Enjoy the convenience of doorstep service

·         Get the best in class personal loan interest rates

·         You need not worry about collaterals or guarantors

·         Get rid of your high interest debt through 'Balance Transfer Option'

·         Choose a convenient repayment option from, IndusInd Bank a/c debit or ECS from your other bank

Documents

Documents for Salaried Employees:

·         Proof of identity: Passport / driving license / voters ID / PAN card /card issued by UIDAI containing the details of name, photograph, address and Aadhaar number

·         Proof of residence: Leave and License Agreement/ration card /utility bill (not more than 3 months old) / valid passport - provided the passport address is present address mentioned in application form

·         Proof of Income: Latest 3 months salary slip / salary certificate and latest Form 16

·         Bank Statements: Latest 3 months bank statement (where salary is credited)

Documents for Salaried Employees:

·         Proof of identity: Passport / driving license / voters ID / PAN card /card issued by UIDAI containing the details of name, photograph, address and Aadhaar number

·         Proof of residence: Leave and License Agreement/ration card /utility bill (not more than 3 months old) / valid passport - provided the passport address is present address mentioned in application form

·         Proof of Income: Latest 3 months salary slip / salary certificate and latest Form 16

·         Bank Statements: Latest 3 months bank statement (where salary is credited)

 

Documents for Self-employed Individuals:

·         Proof of Identity: Passport / driving license / voters ID / PAN card /card issued by UIDAI containing the details of name, photograph, address and Aadhaar number

·         Proof of residence: Leave and License Agreement / ration card / utility bill (not more than 3 months old) / Trade License/establishment/sales tax certificate/valid passport - provided the passport address is present address mentioned in application form

·         Business (Current Account) bank statements (latest 6 months bank statement / passbook)

·         Latest 2 years ITR along with computation of income, B/S, P&L a/c with all schedules certified by a CA

·         Business continuity proof: Trade license / establishment/sales tax certificate)

·         Additional mandatory documents: Sole proprietorship declaration/certified copy of partnership deed /certified copy of MOA, AOA and Board resolution. In case of income derived from a partnership firm, latest 2 years partnership firm's B/S, P&L a/c with all schedules certified by a CA

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