Free credit card (Bobcard - complimentary for first year) to all Bank of Baroda home loan borrowers (first borrower) with loan limit of Rs.2/- lacs and above.
Concession of 0.25% in rate of interest for car loans.
Top up loan (Baroda additional assured advance - AAA) can be availed 5 times during loan period. (minimum rs.1/- lac, â maximum rs.200/- lacs or 75% of residual value of house property after deducting 150% of outstanding loan amount of existing home loan, whichever is lower).
Close relatives of the applicant can be added as a co-applicant for higher eligibility, with or without being a joint owner of the property
Risk based pricing (bureau score linked rate of interest) for Bank of Baroda home loan
Documents required for Bank of Baroda Home loan
Photo identity proof,
Residence /address proof,
Proof of age,
Passport size photographs,
Signature verification from existing banker along with copy of bank statement for last six months.
Copy of pan card
Copy of the document to title of the property
In case of construction of house approved plan, detailed estimated cost of construction certified by architect along with title deed of the property are required to be submitted.
For salaried class persons:
Last 4-6 months salary slip along with form no. 16 for last 3 financial years.
Self employed/ business persons:
Copy it returns for last three years along with last it assessment order,
Copy of audited balance sheet and profit & loss a/c for last three years.