IDBI Bank Home Loan

IDBI Bank

IDBI BANK

IDBI (Industrial Development Bank of India) Bank is one of the public sector bank in India with approx consolidated assets of USD 54 billion. IDBI Bank has a network of approx 1,995 Branches and 3,817 ATMs across India.  It is headquartered in Mumbai, Maharashtra, India.

IDBI Bank Home Loan Features

  • Extensive range of home loan products viz. home loan, home loan interest saver, home loan -top up, home loan - takeover facility, home improvement loan, home extension loan, home loan - booking finance, loan on second charge/pari-passu charge and home loan-refinance facility.
  • Customized home loan features for salaried (including nri), self-employed professional and self-employed non-professional (business category).
  • Already approved projects for convenience of home loan buyers
  • Flexible loan repayment option viz. Flexible loan installment plan, step up & step down repayment facility, tranche based EMI.
  • Broad presence in India with1200 branches and 66 dedicated loan processing retail asset centers.
  • Loan from anywhere to purchase home anywhere in India.
  • Most experienced personnel for smooth and easy loan processing.
  • Online application facility.

Documents for IDBI Bank Home Loan

Salaried customers

  • Application form with photograph
  • Identity and residence proof
  • Latest salary-slip for last 3 months
  • Form 16/ITR
  • Last 6 months bank statement
  • Processing fee cheque

Self-employed professionals

  • Application form with photograph
  • Identity and residence proof
  • Education qualifications certificate and proof of business existence
  • Last 3 years income tax returns (self and business)
  • Last 3 years profit /loss and balance sheet
  • Last 6 months bank statements
  • Processing fee cheque

Self-employed non professionals

  • Application form with photograph
  • Identity and residence proof
  • Proof of business existence
  • Business profile
  • Last 3 years income tax returns
  • Last 3 years profit /loss  balance
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

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