PNB Housing Finance Limited Home Loan

PNB Housing Finance Limited

PNB Home Loan

It is quite easy to get PNB Home loan. PNB Housing Finance is the Housing Finance arm of Punjab National Bank. PNB home loan interest rate starts from 9.0 % onwards. You can avail PNB home loan across all major cities of India like Delhi, Jaipur etc.

Interest rate for PNB home loan

Loan Amount

Salaried/ Self- Employed Professional

Business men/ Self- Employed Non – Professional

< = INR 30 Lakhs

9.00% – 11.25%

9.25% – 12.50%

> INR 30 Lakhs to <= INR 75 Lakhs

9.10% – 11.25%

9.35% – 12.50%

> INR 75 Lakhs

9.20% – 11.25%

9.50% – 12.50%

 

PNB Housing Finance Limited (PNBHFL)

PNB Housing Finance Limited (PNBHFL) is a 30 years old public sector housing finance company (HFC), headquartered in New Delhi with branches in major cities across India. The company is promoted by Punjab National Bank and is registered with National Housing Bank (NHB).The company provides housing loans & loan against property as a part of its product portfolio and also holds the license to accept public deposits.

Advantages of PNB home loan

Advantages of taking Home Loan from PNB Housing are

  • You get an extensive range of home loan products for your varied needs like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans
  • PNB Housing Finance branches are in all urban centres in India like Jaipur, Delhi
  • You will get the door step services for easy processing and fast approval / disbursal of loans
  • You will recieve post disbursement services from PNB HFL customer service and branch

Documents required for PNB Home Loan

Salaried -

  • Duly filled PNB Home Loan Application Form with Photograph 
  • Your Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Prrof of your education – Latest Degree
  • Your Latest Salaryslips for 3 months
  • Your Form 16 for last 2 years
  • Your Last 6 months Bank Statements(salary account)
  • Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
  • Photocopy of Title Documents of the Property, Approved Plan

Self Employed -

  • Duly filled PNB Home Loan Application Form with Photograph Click here to download the application form
  • Your age proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Your residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Your proof of Education – Latest Degree (for professionals)
  • Certificate & Proof of business existence along with Business Profile
  • Your last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
  • Your last 12 months Bank Account Statements (self & business)
  • Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
  • Photocopy of Title Documents of the Property, Approved Plan etc.

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